Under Serious Conviction

I have been working on an annotated bibliography for my Research in Missions course. I have chosen to dissect missionary debt. Now I will say that if it was not for the Ontario Government I would not be in my college years in the first place. I know that student loans can leave you feeling hopeless especially when you see the lump sum that you owe in your final semester. I am there right now. I have done everything that I could to lower my costs for school. I have been working right from the second semester of my first up til now. However that does exclude my time in Calgary and overseas. I was an RA for two years I received bursaries and scholarships every year as well excluding the first year. The thing is though that I used the money that I made at my jobs to help me to have a life, to do fun things. Then I got a credit card with the smallest amount on it possible. This year I allowed the bank to double the funds available. Unfortunately I was not very disciplined with it and had it near maxed out. I have not used it since December and planned to just slowly pay it off. With all the research that I have been doing I decided that it needed to be taken care of. So I just now paid it off with the left over from my student loan and then removed the card from my wallet and put it in a safe place. Now with all this done I now have to slowly but surely deal with my other loans. A student line of credit which has a good sum on it because that is what I lived on while I was in Calgary and I have made a small dent in paying it now. The interest is lower than my credit, so I will not be as worried with this loan as I was with the credit card. I now know that I should be super careful with my spending. I need to remember where it is that the funds come from and that I only have a job because God provided it for me. Where are those pays going? Well right now I am getting enough hours to scrape by barely mind you. However, I know God will provide and I will be just fine. Come March and April hours will pick up at work and I will be even better than I am now.

Though now it is nice to see and know that one of these things is taken care of. I will work on the other things. Thank you God for convicting my heart in this area. Please help me to remember these things and apply it into my daily living.